भाजपा ला रही है Universal Pension Scheme!

सरकार चाहती है की इसमें मजदूर, श्रमिक सभी लोग आये जो अभी तक पेंशन स्कीम के दायरे से बाहर थे।

इसमें रोजगार की अनिवार्यता नहीं होगी और स्वरोजगार करने वाले लोग भी पेंशन का लाभ उठा सकेंगे।

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इस योजना को कर्मचारी भविष्य निधि संगठन (EPFO) के तहत बनाया जा रहा है।

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अटल पेंशन योजना (APY) को भी इस नए ढांचे में शामिल करने की संभावना पर विचार किया जा रहा है।

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इसमें प्रधानमंत्री श्रम योगी मानधन (PM-SYM) और राष्ट्रीय पेंशन योजना (NPS-Traders) जैसी मौजूदा पेंशन योजनाओं को साथ मिलाया जा सकता है।

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National Pension Scheme को भी दो दशक हो गए है और अच्छे रिटर्न्स मिले है।

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NPS में निवेश करते समय दो विकल्प होते है. Active choice और Auto choice.

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NPS हमें दो तरह के अकाउंट देता है. Tier 1 और Tier 2.

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Tier 1 अकाउंट में कम से कम 500 रुपये/माह जमा करना होता है।

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भारत की वित्त मंत्री ने 2024 के बजट में नाबालिगों (minors) के लिए नयी NPS स्कीम लांच की जिसका नाम है NPS वात्सल्य।

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NPS और बाकी जानकारी के लिए यहाँ click करें।

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